Different credit card types and benefits

Introduction of different card types and benefits

Generally, credit card rights and interests will be concentrated in the fields of “business travel”, “health”, “shopping rebate” and other fields. Since the content is more convenient for understanding, those cards are represented.

Since the rights and interests of platinum cards in various lines will be much better than ordinary cards, we will introduce a few high-quality platinum cards first. Of course, all of them are free of annual fees.

CITIC I Platinum

The first one is CITIC’s I Platinum Card, which has the high overall quality and has the following main advantages:

1. Double points for online shopping, up to 10,000 points per month

2. Gift Dragon Card service, you will get 2 points when you open the card and spend 999, and will be sent one after another.

3. Plane delay, 1000 compensation for 2 hours delay

4. Accidental hospitalization medical insurance, the insured amount is 10,000

5. Other CITIC rights, such as 9 points exchange, various merchant activities, etc. The current 9-points campaign is that if you spend 3 to 299 yuan per month, you can exchange 9 points for double Starbucks (or similar gifts).

6. The exchange rate of 12.5 yuan: 1 mile is very good on the card with no annual fee (double points are counted)

No annual fee policy: no annual fee for the first year, and 12 annual fee waivers for swiping the card every year

Remarks: This card is considered to be the most accessible platinum card, with low difficulty in getting the card. It is known as the first platinum card for young people.

GF Zhenshang Platinum

1. Unlimited use of the high-speed rail lounge

2. Free up to 4 points of Dragon Card

3. 3 times points for business travel and overseas consumption

4. Other GF rights, such as the famous Friday GF Day

5. Up to 10 yuan: 1 mile (including 3 times the points)

No annual fee policy: 3 swipes of 88 yuan within 90 days of opening the card, and 12 annual swipes of the card will be exempted from the annual fee.

Remarks: Recently, the promotion and promotion of the card have been fierce, and the platinum card is also very good.

Great Platinum:

China Merchants Bank Classic Platinum Card

1. Free airport VIP lounge

2. The right to redeem discounts for boutique hotels is generally an immediate reduction of 500 yuan

3. Annual physical examination and dental cleaning service

4. 10 times the points on the birthday

5. Various services of China Merchants Bank, you know the services of China Merchants Bank

Free annual fee policy: The annual fee is 3,600, and 10,000 points can be used to pay the annual fee. China Merchants Bank 20 yuan 1 point, can spend 20,000 on the birthday (10 times points deduction)

Remarks: It is more difficult to do, but it is a good card, so it is recommended. Generally, if you need to do it, you can get 500,000 gold sunflowers for 3 months before you can get the card.

ICBC Black and White Cabbage (ICBC Platinum MasterCard)

1. Equipped with a PP card (Priority Pass), the VIP lounges of major airports around the world can be used unlimited times. The annual fee for the unlimited PP card is $99!

2. 20% to 30% discount on over 200 domestic golf courses, as well as various golf-related rights and interests

3. ICBC Platinum, you can join a team wherever you go to do business.

Free annual fee policy: annual fee of 2000, annual consumption of 200,000 free of the annual fee.

Remarks: It is more difficult to handle, and it is a bit of a status symbol. Generally, ICBC 6-star customers are required to apply.

In addition, we will introduce some cards with other benefits.

Bank of Communications Walmart Card

1. On Friday, Walmart will get 5% cashback when spending 128 or more, provided that another spending in the month is more than 1000

2. Walmart spends 1 yuan and 2 points, and the proportion is equivalent to an additional 1% monthly cashback

3. The most popular Friday activities of the Bank of Communications and the weekly brush, there will be high-quality prizes such as folding bicycles and air fryers in the weekly brush

CITIC IHG Rewards Club Gold Card

1. When you open the card and consume it, you will become an IHG Gold Card member (InterContinental Hotels Group, which has InterContinental, Holiday, and other hotels)

2. Gold members can enjoy a 40% discount on room rates on weekends. Another 10% extra points (IHG points can also be exchanged for miles)

Citi Rewards Card

1. There are mainly good card-opening gifts, such as Kindle, Samsonite backpack, trolley case, etc., which can be obtained when the card-opening consumption is full.

2. Half price at Starbucks on Monday. In addition, there are often various 5 times points activities